Equality

So something has been bothering me lately and that is how much inequality I see in the world. There are people that are stuck in different circumstances and it's unfair that they can't all experience the same good times. I mean, everyone wants to be happy, right?

In particular I was thinking about the places people live. Now some people can afford smaller houses and some people can afford bigger houses. Why should a person that wants a bigger house be stuck in a smaller house, especially if they are going to use it? I think the problem here comes with some so-called traditional values that are increasingly outdated in today's world and economy.

There are many lending institutions in the world that help people who don't have enough money to purchase a home on credit. Now depending on the past of this person and decisions they have made previously these institutions attach a risk rating to these individuals to determine their eligibility for receiving lending. This seems benign when viewed this way doesn't it?

What you don't see is that this is a form of discrimination towards these people. They are just living their life how they want to and because some group of people in some organization somewhere declares them to be high risk for a loan for one reason or another they can be prevented from receiving the money they need to move into a house for example.

The good news is that in recent years some of these regulations restricting the lending of money to such high risk individuals have been loosened. This is great for the equality of these people! Now they can get into the homes they've always dreamed of and be placed on and equal footing as those that were lucky enough to be deemed "low risk". Some restrictions still exist, and that is very saddening. I propose that all financial institutions remove all regulations on lending to provide equality for all people everywhere. Let's all do our part to make this world a better place!